Car used for nearly 2 years was confiscated by the bank in 1 day
In a recent week, Mr. Mai Thanh Xuan (Dong Son Bim Son ward, Thanh Hoa ) had to constantly move from Thanh Hoa to Hanoi and vice versa up to ten times and was worried that the amount of nearly 200 million VND saved to buy a car was in danger of disappearing along with the newly used car. up to 2 years.
Sharing with VietNamNet newspaper, Mr. Xuan said that on August 2, a group of people came to his house in Dong Son Thanh Hoa to announce the collection. recovery Hyundai 2014 Grand i10 manual transmission plate number 30F-038.93 has been used by Mr. Xuan from November 2020 to present.
Here the man has named Nguyen Van Tuan showed relevant documents showing that the car is being mortgaged for a 300 million VND loan with Southeast Asia Commercial Joint Stock Bank on the contract signing date January 15, 2019 and the person in charge of the loan is Do Thi. Thu Hao (Bac Tu Liem, Hanoi).
Checking the documents given by the bank, Mr. Xuan was completely shocked because the person who borrowed money from the bank and the accompanying information was exactly the name of the owner of the Hyundai Grand i10 that Mr. Xuan had been using. holding a tie (vehicle registration certificate).
To verify what the bank’s people said, Mr. Xuan contacted the police in the area where he resides to coordinate. to clarify the matter. Dong Son ward police later verified that the documents provided by SeaBank were correct and said that the vehicle documents Mr. Xuan was holding showed signs of being falsified. Mr. Xuan was forced to let the bank confiscate and bring the car back to Hanoi.
I bought the car on November 27, 2020 at the used car store at 68 Tran Phu, Ha Dong, Hanoi with the selling price of 190 million VND. When I bought it, I asked someone to look at the car and saw that the car’s body was stable, so I closed the transaction for 185 million VND and was promised by the seller, Mr. Le Manh Tuong. Complete paperwork including title transfer. Because I wanted to keep the Hanoi license plate for use, I did not go through the title transfer procedure and continued to use the car. The store only provided the vehicle registration and sale certificate Mr. Xuan recounted the origin of the car he bought to use.
He continued angrily: “Because I believed the car showroom had a specific address on a big street in Hanoi, I I didn’t have any doubts, but I didn’t expect to have a car mortgaged by the bank. The seller gave me suspected fake documents.
According to the research of the VietNamNet reporter Mr. Xuan’s 2014 Hyundai Grand i10 is currently parked in the parking lot on Nguyen Phong Sac Street (Hanoi) and the person in the name of the loan is the owner listed on the car’s documents, Do Thi Thu Hao, who has not paid interest for 17 months and Return principal to SeaBank.
A hopeless journey to claim money and a denunciation letter
Right after the car was repossessed by the bank, Mr. Xuan immediately went to Hanoi and found the seller, Mr. Le Manh Tuong. At this time, he learned that the store was no longer on Tran Phu Street (Ha Dong) but had moved to 68 Duong Dinh Nghe.
Welcoming Mr. Xuan, Mr. Tuong expressed surprise at the news that the car was repossessed by the bank. In response to the sale documents that Mr. Xuan brought with him, the store owner admitted that Mr. Xuan’s Hyundai Grand i10 was indeed sold by the store but asked to postpone the time for a few days to find out together and asked Mr. Xuan not to bring the case yet. The case of going to the police agency.
However, Mr. Xuan said that after the meeting on August 3, Mr. Tuong’s used car shop did not contact him again and did not make any move to return the money as expected. Commitment pre-printed in the hand-signed sale deed: “commitment that the vehicle is a legal property with no disputed mortgage…; if anything goes wrong, please take full responsibility before the law and fully refund the buyer.” The full amount has been paid.”
Waiting in vain and impatiently on August 5, Mr. Mai Thanh Xuan wrote a petition denouncing Mr. Le Manh Tuong for fraudulent appropriation of property. Nam Tu Liem District Police investigation agency (in charge of the area where Mr. Tuong’s store is located on Duong Dinh Nghe street).
In the denunciation, Mr. Xuan wants the investigation agency to verify the act of selling cars and mortgaging the bank. goods but still handed over the vehicle documents (suspected to be fake – PV) of the store owner.
Sharing with VietNamNet newspaper, Mr. Xuan said that since he filed a complaint with the Police, he has been continuously traveling back and forth to Thanh Hoa – Hanoi, but every The work still just stops at waiting.
I bought the car to serve my job, and now I still have a debt of several tens of millions of dong. Now that the car has been confiscated by the bank, the seller is silent and the job of making a living is unfinished. “Now I only have hope to get back the money I bought the car to find another car,” Mr. Xuan lamented.
“
