Groups played by employers
Employees working in the formal labor market who have concluded labor contracts participate social insurance Compulsory health insurance will be paid according to the monthly salary as a basis for social insurance payment. p>
Compulsory social insurance premiums are specified according to the following table:
Thus, the health insurance payment rate of the official employee group is 45% of the monthly salary as the basis for social insurance payment; In which the employer pays 3% and the employee pays 15%.
Therefore, the health insurance premium of this group depends on the monthly salary as the basis for social insurance payment, only changing when the monthly salary is the basis. Every social insurance payment changes.
Voluntary participation by household
Pursuant to Article 7 of Decree 146/2018/ND-CP payment level Monthly health insurance for household health insurance participants is prescribed as follows: “The first person pays 45% of the base salary; the second, third, and fourth pay respectively 70% 0.650% of the first person’s contribution; From the fifth person onwards, the payment is equal to 40% of the first person’s payment.
The health insurance premium of household participants in 2024 will be calculated based on the base salary of 1,800. 000 VND/month. Specifically as follows:
For households that are supported by the State, the remaining health insurance premium must be Contributions are calculated based on the contribution rate of the first person in the table above.
For example, near-poor households are supported by the State with 70% of the health insurance premium. Therefore, people from near-poor households pay 30% of the normal rate, the annual payment is 291,600 VND.
It is expected that the salary reform will be implemented from July 1, abolishing the base salary. At that time, the authorities will have new instructions as a basis for calculating health insurance premiums for groups participating in the household category.
Student health insurance
According to regulations, the monthly health insurance premium for students is 45% of the base salary. In the state budget, 30% of participants pay 70%.
Thus, students’ health insurance contributions in 2024 will be calculated based on the base salary of 1,800,000 VND/month. Specifically as follows:
It is expected that the salary reform will be implemented from July 1, abolishing the base salary. At that time, the authorities will have new instructions as a basis for calculating health insurance premiums for this group.
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